Skip to main content

Student Loans

Photo of graduate students in black gowns throwing their matching mortarboards in the air. The mortarboards are suspended in the air at the top against a blue sky. Student hands point upward from the bottom of the photo as they throw their hats in the air

Advocacy & Research

For decades, the cost of college has grown much faster than wages. In response, the great majority of American students now borrow in order to earn a post-secondary degree. Today, borrowers leave school with an average debt load of more than $25,000. This pushes back their ability to realize important financial goals, such as saving for retirement or buying a home. We believe that student lending is a significant issue for low-income households.

Adam Rust followed a young woman for 18 months as she attended two for-profit colleges. Read her story here in Salon Magazine, or download it below.

Lending at North Carolina’s Historically Black Colleges and Universities

In 2009, Reinvestment Partners reviewed financing – both in terms of loans to students and for the financing options of the institutions – at Historically Black Colleges and Universities (“HBCUs”).